You got three sections from the bottom to the top.

• Hard Hands (two normal different cards)

• Soft Hands (one normal card, one ace)

• Pair Hands (two of the same card)

Add up your total. That’s what you have on the left column.

The dealer’s upcard; that’s what they have on the top row.

Find where they meet on the chart. Do whatever the Key says to do. (Hit, Stand, Split, or Double Down)